HonestSum

RETIRE EARLY. ENJOY IT.

Everything worth
knowing about money,
in one five-minute email.

A digest of the top finance news, tools, and ideas, sent every couple of days. Curated from hundreds of sources so you can make smarter decisions and take action with confidence.

Free. Every couple of days. Built for real life, not for hype.

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WHAT'S IN THE LETTER Plain English. Actions, not noise. Five minutes.

Stocks in the News

Companies worth a look today, and what the news means for a long term portfolio.

New Tools Worth Trying

What just launched, what it's good for, and whether it deserves a spot in your stack.

Tech on the Horizon

What's coming that you'll want to know about before everyone else does.

Retirement & Markets

The financial news that can actually move your portfolio and your timeline.

Tax Moves

Rules, deadlines, and maneuvers that keep more of your money compounding.

Replace What You Pay For

Cheaper or free tools that do the job of the services sitting on your card statement.

HOW IT'S MADE

One reader can't follow it all. The letter does.

Every issue starts with a sweep of hundreds of sources: the financial newsletters, the YouTube channels, the subreddits, private investing communities, filings, and the financial press. The signal is overlap. When the same stock, tool, or tax change starts surfacing in corners that don't talk to each other, it gets tallied, checked, and written up in plain English with the action attached. A lot of data in, a short list out. That's the honest summary.

Free. Every couple of days. Unsubscribe anytime.

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THE FORUM

Money questions get better answers in public.

Real people comparing real numbers: FIRE timelines, withdrawal plans, credit cards, estate headaches, everyday money. Reading is free, and so is joining.

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LATEST From the blog.
FREE CALCULATORS Your numbers never leave your browser. No login, no tracking.
Retirement Calculator Three engines, 152 years of data, shareable results. LIVE Compound Interest See how much of the final number is your money and how much is growth. LIVE True Cost What that purchase really costs you in thirty years. LIVE
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WHO'S BEHIND THIS

I built this because I needed it myself.

I'm not a finance professional. I've been building online communities and small software companies since the early 2000s, invested my way into real estate, stocks, and private businesses, and stepped away from full-time work in my thirties. The letter is the digest I built for my own mornings: every source read, compared, and summed into what actually matters for financial independence. I live in Central Texas, near this river.

Read the full story

The honest sum of everything money.

Stocks in the news, new tools, tax moves, and the tech that's coming, read through a financial independence lens and summed into the actions worth taking. Five minutes, every couple of days. Free.

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